August 2025

Merchant cash advances (MCAs) have become a popular source of business financing for small business owners who struggle to qualify for traditional bank loans. While MCAs can provide fast access to working capital, they often come with high factor rates, short repayment periods, and terms that can quickly drain your cash flow. If you’re wondering […]

Facing financial trouble and considering bankruptcy Chapter 7 California? This guide covers what you need to know, including what Chapter 7 is, who can file, and how to start the process. Key Takeaways Understanding Chapter 7 Bankruptcy in California Chapter 7 bankruptcy is a legal process designed to liquidate nonexempt assets to repay creditors. The

Starting a business often means taking risks. For some small business owners, one of those risks includes using a merchant cash advance for startups (MCA) to cover immediate funding needs, as these advances are often marketed as a source of quick capital for startups. While this type of business cash advance may seem like a