Sanchez & Baltazar

Facing financial trouble and considering bankruptcy Chapter 7 California? This guide covers what you need to know, including what Chapter 7 is, who can file, and how to start the process. Key Takeaways Understanding Chapter 7 Bankruptcy in California Chapter 7 bankruptcy is a legal process designed to liquidate nonexempt assets to repay creditors. The […]

Starting a business often means taking risks. For some small business owners, one of those risks includes using a merchant cash advance for startups (MCA) to cover immediate funding needs, as these advances are often marketed as a source of quick capital for startups. While this type of business cash advance may seem like a

If you’re asking yourself, “Can debt collectors garnish wages in California?” the answer is yes — but not without going through a specific legal process and within strict limits set by state and federal law. Wage garnishment is a legal tool used in debt collection, allowing creditors to recover unpaid debts by deducting a portion

If you’re a small business owner or part of the many small businesses dealing with the crushing weight of a merchant cash advance (MCA), you’re not alone. While MCAs can offer immediate cash in a pinch and are often marketed as a source of quick capital for small businesses, they often come with high-interest debt,

Small business owners often face unexpected cash flow shortages, especially during slow seasons or economic downturns. In such times, many turn to merchant cash advances (MCAs) for fast access to capital. While these alternative financing options might seem like a quick fix, it’s crucial to understand the risks and long-term consequences associated with merchant cash

Filing for Chapter 13 bankruptcy is a significant step for anyone seeking relief from overwhelming debt. One of the most critical parts of this bankruptcy proceeding is the confirmation hearing, where the bankruptcy court decides whether to approve your proposed repayment plan. At the confirmation hearing, attorneys for both debtors and creditors may be present

Filing for bankruptcy can offer a fresh start, but sometimes the financial situation of a debtor changes after filing. In such cases, converting from Chapter 7 to Chapter 13 bankruptcy may not only be possible but also beneficial. The bankruptcy code allows for this conversion process, offering a path to keep valuable assets while developing

A Chapter 13 Bankruptcy 13 Attorney can help you create a manageable debt repayment plan, protect your assets, and guide you through the complex legal process. This article will explain their role, how to choose the right attorney for Chapter 13 bankruptcy, and what to expect during the process. Key Takeaways The Role of a